Terms and Conditions

1. Description of the Service

Bright Kapitune provides an AI-assisted data-analysis and risk-management platform intended to support investment research and decision-making. The Service surfaces data-derived insights and does not constitute financial, legal, tax, or investment advice, and no output should be interpreted as a recommendation to buy, sell, or hold any asset.

2. Eligibility and Accounts

You must be legally capable of entering into a binding contract to use the Service. When creating an account, you agree to provide accurate and complete information and to keep it up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

• You must notify us promptly of any unauthorized use of your account.
• We may suspend or terminate accounts that provide false or misleading information.
• Accounts may not be shared, sold, or transferred without prior written consent.

3. Acceptable Use

You agree not to misuse the Service. Prohibited conduct includes, without limitation:

• Attempting to reverse-engineer, decompile, or extract underlying models or source code.
• Using automated means to scrape, copy, or redistribute data or outputs without authorization.
• Interfering with the normal operation, security, or availability of the Service.
• Uploading unlawful, infringing, or harmful content through the platform.
• Using the Service in violation of applicable laws or regulations.

4. Subscription, Fees, and Billing

Certain features of the Service may require a paid subscription. Where applicable, fees, billing cycles, and payment terms will be presented at the time of purchase or in a separate order form. Unless stated otherwise, fees are non-refundable. We reserve the right to modify pricing with reasonable advance notice.

5. Intellectual Property

The Service, including its software, design, text, graphics, and underlying technology, is owned by Bright Kapitune or its licensors and is protected by intellectual property laws. These Terms do not grant you any ownership rights in the Service. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable license to access and use the Service for your internal business or personal purposes.

6. Data and Outputs

The Service may generate analyses, scores, or insights based on data you provide and third-party data sources. You are responsible for independently verifying any output before relying on it. Bright Kapitune does not guarantee the accuracy, completeness, or timeliness of any data or output, and outputs should not be treated as a substitute for professional financial advice.

7. Third-Party Services and Links

The Service may reference or integrate with third-party data providers, tools, or websites. We do not control and are not responsible for the content, accuracy, or practices of any third party. Use of third-party services is at your own risk and may be subject to separate terms.

8. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or that the Service will be uninterrupted, error-free, or secure.

9. Limitation of Liability

To the fullest extent permitted by law, Bright Kapitune and its officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising from or related to your use of the Service, even if advised of the possibility of such damages. Our total aggregate liability for any claim arising out of these Terms or the Service shall not exceed the amount you paid, if any, for access to the Service in the twelve (12) months preceding the claim.

10. Indemnification

You agree to indemnify and hold Bright Kapitune harmless from any claims, damages, liabilities, and expenses arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

11. Suspension and Termination

We may suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct that may harm Bright Kapitune, other users, or third parties. You may stop using the Service at any time. Provisions that by their nature should survive termination will survive, including intellectual property, disclaimers, and limitation of liability.

12. Changes to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at any time. We may also revise these Terms from time to time; material changes will be indicated by updating the "Last updated" date above. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

13. Governing Law and Disputes

These Terms shall be governed by the laws applicable in the jurisdiction in which Bright Kapitune operates, without regard to conflict-of-law principles. Any disputes arising under these Terms should first be addressed informally by contacting us; unresolved disputes will be subject to the exclusive jurisdiction of the competent courts, as detailed in a separate agreement where applicable. [Jurisdiction to be confirmed with legal counsel.]

14. Severability and Entire Agreement

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and Bright Kapitune regarding the Service.

15. Contact

Questions about these Terms can be directed through the contact channels listed on our website. [Insert designated legal/support contact details before publication.]